If You Are An Injured Pedestrian Who Pays PIP Benefits
If you are a pedestrian struck by an automobile or a motor vehicle that is not a automobile, who is legally responsible to pay PIP benefits? As a general rule, PIP pays medical bills, lost wages, essential services, and death benefits.
These are three basic rules:
- If pedestrian is struck by an automobile and the pedestrian owns a personal auto or resides with a family member who does, then the PIP is paid by the personal or family policy.
- If the pedestrian is struck by an automobile and the pedestrian does not own a personal auto and does reside with a family member who owns an automobile, then the PIP is paid by PLIGA. (A state insurance fund)
- If the pedestrian is struck any non-automobile (INCLUDING A MOTORCYCLE or motorized bicycle) then the PIP is paid by the insurance company for the striking vehicle-even if the pedestrian owns a car with a family member who owns a car.
PIP laws vary from state to state and these apply to New Jersey PIP Benefits. PIP benefits are initially enclosed as part of no fault auto insurance.
If you were a pedestrian struck by a car, bus, truck, motorcycle, motorized bicycle, or jitney please call us for a Free Case Evaluation. There may be benefits you are entitled to that any experience attorneys at The Ferrara Law firm know about. They have represented injured pedestrians for 40 year and have an outstanding recall of success on these cases.