If you are a pedestrian struck by an automobile or a motor vehicle that is not a automobile, who is legally responsible to pay PIP benefits? As a general rule, PIP pays medical bills, lost wages, essential services, and death benefits.
These are three basic rules:
- If pedestrian is struck by an automobile and the pedestrian owns a personal auto or resides with a family member who does, then the PIP is paid by the personal or family policy.
- If the pedestrian is struck by an automobile and the pedestrian does not own a personal auto and does reside with a family member who owns an automobile, then the PIP is paid by PLIGA. (A state insurance fund)
- If the pedestrian is struck any non-automobile (INCLUDING A MOTORCYCLE or motorized bicycle) then the PIP is paid by the insurance company for the striking vehicle-even if the pedestrian owns a car with a family member who owns a car.
PIP laws vary from state to state and these apply to New Jersey PIP Benefits. PIP benefits are initially enclosed as part of no fault auto insurance.
If you were a pedestrian struck by a car, bus, truck, motorcycle, motorized bicycle, or jitney please call us for a Free Case Evaluation. There may be benefits you are entitled to that any experience attorneys at The Ferrara & Gable firm know about. They have represented injured pedestrians for 40 year and have an outstanding recall of success on these cases.